Health and life insurance in Texas
Insurance that fits the way you work and live.
For self-employed people, 1099 workers, small-business owners and families. Talk with a licensed Texas agent, compare options side by side, and choose at your own pace.
A family agency in Texas
How it worksWhat a call looks like
Three steps, at your pace
No charge, no obligation.
Tell us about your householdPick a time
Your work, who needs covering, and your budget.Choose a time that works for you.
A licensed Texas agent reaches outTalk it through
We talk through what you need and answer your questions.One conversation with a licensed Texas agent.
Compare, then decide
Your options sit side by side. You choose when you are ready.
Who we work with
People who buy their own coverage
If your coverage comes from you and not an employer, we are here for you.
You are the business
We talk through how you earn, what you need covered, and what fits your budget.
- Example
- A hair stylist who rents her chair. Married, one child.
- We look at
- A health plan that keeps the family’s doctor, and life coverage sized to the house payment.
Your income moves month to month
Contract and gig work often means choosing coverage on your own. We walk through the options with you.
- Example
- A delivery driver between contracts. Single, 27.
- We look at
- A plan that fits an uneven income, and what happens to it when the work changes.
You look after your people
Coverage for you, and a plain look at options for the people who work with you.
- Example
- A two-truck landscaping company. The owner and three on the crew.
- We look at
- Coverage for the owner’s family first, then what is possible for the crew.
Everyone under one roof
One conversation about everyone in your household, side by side.
- Example
- Two parents, two kids and a baby on the way. One parent has a plan at work.
- We look at
- Whether one plan or two fits better, and life coverage for both parents.
What to expect
A calm conversation, in plain words
| What we compare | Option A | Option B |
|---|---|---|
| Each month | Costs less | Costs more |
| Your doctor | In the plan | In the plan |
| When you need care | You pay more at the visit | You pay less at the visit |
| Tends to fit | A quiet, healthy year | A year with a baby or a surgery |
Real options depend on your ZIP code, your household and your budget.
Deductible: the amount the insured must pay for covered health care services in a plan year before the plan begins to pay, not including services the plan covers before the deductible is met.
What you pay first each year, before the plan starts helping.
Your pace
You decide when you are ready.
What we help with
Health and life coverage
Health insurance
Coverage for you and your household. We lay out the options for your ZIP code and budget next to each other.
- Doctor visits
- Prescriptions
- Hospital stays
- Preventive care
What a plan covers varies. We read it with you.
Life insurance
Coverage for the people who count on you. We talk through what you want it to do, then compare options together.
- Replace an income
- Cover the house payment
- Final expenses
- A child’s future
How much and how long is your call. We help you size it.
Who we are
A family agency, here for yours
We make the same coverage decisions for our own household that you make for yours.
Start with a conversation
Tell us a little about your work and household, and a licensed Texas agent takes it from there.Pick a time that works for you, and talk it through with a licensed Texas agent.